Business Loan Interest Rates NZ
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Business loan interest rates NZ can vary from between 8.95% up to 50%. The interest rate your business receives will depend on what type of loan you are applying for, how healthy your business is and how good your personal/business credit score is. Your interest rate is important because if it is high, your loan repayments may become unaffordable and your business could struggle to meet the payment schedule.
Before you accept an offer from a business loan lender, make sure you know your interest rate and the total amount you will be repaying. These amounts will give you a good idea on whether your loan is affordable or not. Also check for additional fees like account maintenance, default payment fees, early settlement fees etc.
This way there will be no nasty surprises and you’ll know all fees and charges that could apply to certain situations during the term of your business loan. Learn More about interest rates
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