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Low rate Simplify car finance business review

Low rate Simplify car finance business review

Simplify Car Finance Business Profile • ReviewGuru
Today we are reviewing Simplify Car Finance. Simplify offer a faster, easier access to finance and strive to make the process as painless and as enjoyable as possible. But do they? Lets find out!
Simplify Car Finance
Simplify Car Finance
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Low rate Simplify car finance business review

Simplify Car Finance provides New Zealanders a better way to finance, buy or subscribe to their next car. Because getting a car shouldn’t be painful, time consuming or complex, especially when it doesn’t need to be. It should be fun, easy and one of the most enjoyable purchase experiences, not to mention fast.

Simplify use online technology to compare rates from major lenders, then they negotiate direct with lender to get you the best possible rate. Their goal is to make your application process hassle free. You can do everything online, sign and hit the road.

Simplify Car Finance Have A Feefo Rating Of 4.9, Based on 217 Reviews
Simplify Car Finance Business Reviews
Looking For Finance For Your Next Car?

Get rates from 6.5% with Simplify. Get pre-approved online today! Learn More…

Applying For Finance With Simplify – The Application Process

Applying online with Simplify Car Finance is exactly as it says, its fast and easy. You’ll get yourself an instant quote and pre-approval in a few minutes. Complete the form on www.simplify.co.nz you’ll give them details on your desired loan amount, personal details and info on the make and model of car you’re after.

Following that you’ll add in your income and employment information which will give Simplify an idea on your eligibility for the finance you’re after.

Thats about it, you’ll whizz through this form in a couple of minutes and a Simplify Specialist will contact you following submitting your details, lead time from start to lending approval is 60 minutes. Simplify state they do most of the hard work for you and it certainly seems this way – the admin, paperwork and negotiations with the dealer or seller which is great.

Documents and Eligibility Information Required To Finance a Car With Simplify

When you apply for finance with Simplify Car Finance you’ll need to have the following documents ready and available to complete your application.

1. Photograph or scan of your driver license
2. Proof of your income. Either a payslip or 3 months of bank statements. This will help Simplify know that you can keep up with your finance payments.

In most cases the Simplify website will verify your identity automatically, you may be required to provide further information such as a utility bill or mobile bill in some instances however.

How To Know if You’re Eligible For Car Finance With Simplify

To be eligible for finance you’ll need a good credit rating. Obviously a bad credit rating means you are more likely to be unable to meet your repayments so you would be a high-risk customer.

So the better your rating, the better your chance of securing your loan and also you’ll likely be eligible for a better deal with interest rates.

If you do have a lower credit rating, its not all doom and gloom! You may still be able to secure finance, it just may mean higher monthly repayments or interest rates.

You can find out your eligibilty online really easy by using the Simplify free Eligibility Tool when you apply for your finance. If you’re a little unsure but want to discuss your situation and get some advice, head to the Simplify website and chat with them direct, they’ll be happy to help.

Go To The Simplify Website

What Vehicles Are Available On Finance From Simplify

You can get finance for cars, motorcycles, vans, trucks, touring caravans and boats. Simplify Car Finance can also provide finance for more specialist vehicles and even business loans so they should have you covered.

Looking For Finance For Your Next Car?

Get rates from 6.5% with Simplify. Get pre-approved online today! Learn More…
ReviewGuru Star Ratings

Ratings For Simplify Car Finance

Customer Service

Pre purchase and post purchase customer experience, including followup service, returns, product warranties, faults etc.
Digital User Experience

Website or App design, functionality, useability. User experience when going through the purchase, quote or sales process.
Product/Service Quality

Quality of the proudct or service supplied, integrity of the business eg; Their product/service does what it says it does.
ReviewGuru star ratings are calculated from personal experience, information we’ve received directly in person from people in New Zealand or information we have researched online from credible sources such as Google, Trust Pilot, Feefo etc.
Looking For Finance For Your Next Car?
Get rates from 6.5% with Simplify. Get pre-approved online today!
Learn More
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More Info
Address • Queen Street, Auckland City, Auckland
Phone • 0800 001 561
Website/URL • http://www.simplify.co.nz
Locations Served • New Zealand Wide
Price Range • Medium
Fees • $276 to $600 apply per approved loan
Interest Rates • Interest Rates range from 6.5% to 12.5%. These rates are subject to change
Early Repayment • Early repayment option is available. Fees will vary depending on the lenders Terms and Conditions
Loan Type • Simplify offer secured loans only. Secured loans offer lower risk / lower interest rates. Keep in mind, with a secured loan if you fail to keep up with your repayments, your car can be repossessed
Looking For Finance For Your Next Car?

Get rates from 6.5% with Simplify. Get pre-approved online today! Learn More…
Review Contributed By • ReviewGuru

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