Applying For Finance With Simplify – The Application Process

Applying online with Simplify Car Finance is exactly as it says, its fast and easy. You’ll get yourself an instant quote and pre-approval in a few minutes. Complete the form on www.simplify.co.nz you’ll give them details on your desired loan amount, personal details and info on the make and model of car you’re after.

Following that you’ll add in your income and employment information which will give Simplify an idea on your eligibility for the finance you’re after.

Thats about it, you’ll whizz through this form in a couple of minutes and a Simplify Specialist will contact you following submitting your details, lead time from start to lending approval is 60 minutes. Simplify state they do most of the hard work for you and it certainly seems this way – the admin, paperwork and negotiations with the dealer or seller which is great.

Documents and Eligibility Information Required To Finance a Car With Simplify

When you apply for finance with Simplify Car Finance you’ll need to have the following documents ready and available to complete your application.

1. Photograph or scan of your driver license
2. Proof of your income. Either a payslip or 3 months of bank statements. This will help Simplify know that you can keep up with your finance payments.

In most cases the Simplify website will verify your identity automatically, you may be required to provide further information such as a utility bill or mobile bill in some instances however.

How To Know if You’re Eligible For Car Finance With Simplify

To be eligible for finance you’ll need a good credit rating. Obviously a bad credit rating means you are more likely to be unable to meet your repayments so you would be a high-risk customer.

So the better your rating, the better your chance of securing your loan and also you’ll likely be eligible for a better deal with interest rates.

If you do have a lower credit rating, its not all doom and gloom! You may still be able to secure finance, it just may mean higher monthly repayments or interest rates.

You can find out your eligibilty online really easy by using the Simplify free Eligibility Tool when you apply for your finance. If you’re a little unsure but want to discuss your situation and get some advice, head to the Simplify website and chat with them direct, they’ll be happy to help.

Go To The Simplify Website

What Vehicles Are Available On Finance From Simplify

You can get finance for cars, motorcycles, vans, trucks, touring caravans and boats. Simplify Car Finance can also provide finance for more specialist vehicles and even business loans so they should have you covered.

Ratings For Simplify Car Finance